Frequently Asked Questions

What is Medicare?

Medicare is the federal government program that gives you health care coverage (health insurance) if you are 65 or older or under 65 and have a disability, no matter your income. When you pay taxes on your income, part of the money goes toward Medicare.

What are my Medicare coverage options?

There are different ways to get Medicare health benefits:

  1. Original Medicare (traditional fee for service coverage by the federal government) alone;
  2. Original Medicare with supplemental insurance, like a Medigap or retiree plan; or
  3. A Medicare Private Health Plan (Medicare Advantage plan) like a Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), Point of Service (POS) plan, Provider Sponsored Organization (PSO), Private Fee-for-Service (PFFS) plan, Special Needs Plan (SNP) or Medicare Medical Savings Account (MSA).

Most people have Original Medicare. This is the traditional program run by the federal government. It allows you to go to almost any doctor or hospital in the country Original Medicare covers most of the services that you need, from most doctors and hospitals in the country. But it does not cover the full cost of your care.

How hard is it to exercise my Medicare rights?

It is actually quite easy to challenge a Medicare denial. And it's free. You can do it on your own—there are a few simple steps to follow. You can also get free help from us, Catawba AAA. Contact us today.